Paypal is officially the dumbest thing ever

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As soon as I get my check from them, I am closing the account and never using them again. WHY WHY WHY do they need my credit card information to verify my address? My address is my address. What it I didn't have a credit card? Would I just be shit out of luck and never get my money from them? Cos it'll be a cold day in hell before I give them access to direct deposit to my bank account. fsdlkrtjgwtuj

[/rant]